Last Updated: June 22, 2026 Effective Date: June 22, 2026

1. Introduction

Welcome to Skiloope! Skiloope provides a platform for skill matrix creation, team management, reporting, and analytics. By accessing or using the Skiloope website (https://www.skiloope.com/) and associated services (the "Service"), you agree to be bound by these Terms of Use. If you are using the Service on behalf of a company or organization, you represent that you have the authority to bind that entity to these Terms.

2. Eligibility & Accounts

• Age Requirement: You must be at least 18 years old to use the Service.

• Account Security: You are responsible for maintaining the confidentiality of your account credentials. You are fully responsible for all activities that occur under your account.

• Non-Sharing: Your account is for your use only and cannot be shared.

3. Subscription, Payments, and Cancellations

• Subscription Fees: Access to the Service is provided via a paid subscription. Fees are billed in advance on a recurring basis (e.g., monthly or annually).

• Cancellations: You may cancel your subscription at any time through your account dashboard. Cancellation takes effect at the end of your current billing cycle, and you will continue to have access until that period concludes.

• No Refunds Policy: All charges for subscription services are non-refundable. We do not provide credits or refunds for partial subscription periods, unused accounts, or dissatisfaction with the Service. By subscribing, you explicitly waive your right to a refund.

• Payment Methods: You must provide valid payment information. By providing it, you authorize us to charge your selected payment method for all applicable fees.

4. User-Generated Content and Public Templates

• Ownership: You retain ownership of all skill matrices and data you create ("User Content").

• Responsibility: You are solely responsible for ensuring that any content you share publicly does not contain confidential information, trade secrets, or third-party intellectual property.

5. Prohibited Activities

You agree not to:

• Reverse engineer, decompile, or attempt to extract the source code of the Service.

• Use the Service to store or transmit malicious code, viruses, or illegal content.

• Engage in any activity that disrupts or interferes with the Service or the servers/networks connected to the Service.

• Violate any applicable local, state, or international laws.

• Consequence: Violations may result in immediate account suspension or termination without notice or refund.

6. Limitation of Liability

• "As Is" Basis: The Service is provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding the accuracy or reliability of the Service.

• Disclaimer of Damages: To the maximum extent permitted by law, Skiloope and its owners shall not be liable for any indirect, incidental, special, or consequential damages (including, but not limited to, loss of profits, data, or business interruption) resulting from the use or inability to use the Service.

7. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes via email. Your continued use of the Service after such changes constitutes your acceptance of the updated Terms.

8. Governing Law

These Terms are governed by the laws of Ukraine, without regard to its conflict of law principles.

9. Contact Information

For questions regarding these Terms, please contact us at: hello@skiloope.com.